The DI and LTCI Blog - Your Source for Sales Tips and Advice

Disability Insurance Shopping Insights: Is Return of Premium a Good Deal?

Posted by The DIS Sales Team on Tue, Nov 27, 2018 @ 15:11 PM

The holiday season is here. It’s a time filled with fun, family and friends – and more than a little shopping. According to a survey conducted by Coinstar, 77 percent of holiday shoppers expected to go over budget last year.

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Topics: return of premium, disability insurance rider, return of premium rider

Overcome a Common Disability Insurance Objection with Return of Premium Rider

Posted by The DIS Sales Team on Wed, Oct 12, 2016 @ 11:10 AM

Have you heard this riddle? What is invisible yet comes with a sizable price tag, may never be used but cannot be returned? Insurance! It’s not uncommon for a client, especially one who is young and healthy, to question paying premium for coverage that might never be used.

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Topics: return of premium rider, disability insurance objection