The DI and LTCI Blog - Your Source for Sales Tips and Advice

“DIflateGate” - An Income Protection Conversation Opportunity

Posted by Tom Helbing on Wed, Jan 28, 2015 @ 08:01 AM

Super Bowl XLIX approaches with a dark cloud overhead that threatens the sanctity of our nation’s greatest sporting event. Every major news network over the weekend chose to lead with “DIflateGate” over other significant breaking news across the globe.

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Topics: income protection, income protection opportunity

4 Rules for Marketing Disability Insurance to Millennials

Posted by Dan Steenerson on Tue, Dec 9, 2014 @ 10:12 AM

Last week we boldly stated, “Millennials are the future of your practice.” This week, we’re sharing four rules for marketing disability insurance to millennials. Use these tips to create a messaging strategy that resonates with your future client base.

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Topics: disability insurance, income protection, marketing disability insurance to millennials, marketing disability insurance

Insurance Selling: Three Gifts to Share This Holiday Season

Posted by Dan Steenerson on Thu, Nov 20, 2014 @ 08:11 AM

The holidays bring out the best in all of us. When we interrupt our lives to give, socialize, and celebrate, a funny thing happens. We become more sentimental and more grateful for our everyday blessings – such as good health, a loving spouse, and spirited grandchildren. However, the holidays don’t always bring out the best in our insurance sales results. Many insurance agents have been tempted to relax efforts amidst all the joy. After all, no one wants to buy (or sell) insurance during the holidays – right?

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Topics: paycheck protection, insurance sales, income protection, Insurance Selling

Hot Dogs and Disability Insurance: How to Be Open for Business

Posted by Dan Steenerson on Tue, Oct 28, 2014 @ 13:10 PM

There was a man who lived by the side of the road and sold hot dogs.
He was hard of hearing so he had no radio and he had trouble with his eyes so he read no newspapers.
But he sold good hot dogs.
He put up signs on the highway telling how good they were.
He stood on the side of the road and cried, "Buy a hot dog, Mister?" And people bought.

He increased his meat and bun orders. He bought a bigger stove to take care of his trade.
He finally got his son home from college to help him.

But then something happened.
His son said, "Father, haven't you been listening to the radio?
Haven't you been reading the newspapers?
There's going to be a big depression.

Whereupon his father thought, "Well, my son's been to college,
He reads the papers and he listens to the radio and he ought to know."

So the father cut down on his meat and bun orders, took down his advertising signs,
And no longer bothered to stand out on the highway to sell his hot dogs.

And his hot dog sales fell almost overnight.
"You’re right, son," the father said to the boy. "We certainly are in the middle of a great depression."

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Topics: disability insurance, income protection, disability insurance selling, disability insurance quote engine

Disability Insurance: Not Just for the Affluent Market

Posted by Dan Steenerson on Tue, Sep 30, 2014 @ 08:09 AM

Until recently, disability insurance market was mainly targeted toward affluent households, those with annual earnings of more than $100,000 and those with specialized or highly skilled occupations like physicians, dentists, and attorneys. Throughout the years, products and benefits, pricing and affordability, and the marketing and sales approach have been geared to suit the affluent market.

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Topics: disability insurance, income protection, own-occ disability insurance, disability income

DI Sales Proven Easy

Posted by Eric Visconti on Wed, Jan 15, 2014 @ 09:01 AM

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Topics: disability insurance, income protection, DI Sales, disability insurance quotes, is your income protected

The WHY and HOW of marketing paycheck protection to women

Posted by Dan Steenerson on Mon, Jan 13, 2014 @ 10:01 AM

We all remember the 90s classic, “Men Are from Mars, Women Are from Venus.” Written by American author and relationship counselor John Gray, its central thesis is that the most common relationship problems between men and women are the result of fundamental psychological differences and the distinct way each gender responds to situations.

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Topics: disability insurance, paycheck protection, income protection, marketing paycheck protection to women

Life doesn’t end at 62 – neither should asset protection

Posted by Dan Steenerson on Wed, Dec 4, 2013 @ 09:12 AM

As a disability insurance broker, you’ve done a great job of protecting your clients with income protection during their working years. But what about after retirement? Have you talked to them about how to protect their assets beyond the working years?

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Topics: disability insurance, paycheck protection, disability insurance quote, long-term care insurance, income protection, LTCi, long term care insurance quote, asset protection, disability insurance broker

Is your income protection up to date?

Posted by Eric Visconti on Thu, Oct 10, 2013 @ 05:10 AM

“I have income protection!”

“My work provides coverage!”

“I bought that years ago!”

 

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Topics: income protection

Government Shutdowns: Are We Trusting in Instability?

Posted by Eric Visconti on Fri, Oct 4, 2013 @ 08:10 AM

The accident happened.

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Topics: income protection, personal insurance