Through the years, I have enjoyed watching baseball and following the careers of my favorite players. Baseball players’ careers include dramatic successes and failures, the possibility of becoming injured or sick and, of course, retirement after short or long careers. With this year’s regular season ending and the post season just beginning, I am reminded that even future hall of fame baseball players are still employees who receive paychecks. However, the majority of today’s workforce does not have the resources, agents and financial advisement that elite professional baseball players obtain during their careers. So, this is just another reason why it is necessary for insurance professionals to explain to their clients the importance of Disability Insurance and other crucial insurance products.